L.A. County Open Enrollment
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2016 L.A. County Open Enrollment

 

Medical Management has over 20 years of experience in helping the House Staff at  LAC+USC Medical Center and Harbor-UCLA Medical Center's obtain individual medical and dental insurance in lieu of the plans offered by Los Angeles County.  If you are a House Staff physician at one of these hospitals, please continue below.   Listed below are 5 reasons why it make sense to obtain your own individual health insurance.

3 Reasons to Waive The L.A. County Health Coverage

1. Individual coverage is portable and may be taken with you when you finish training. 

2. Obtaining individual coverage will allow you to have access to many HSA qualified health plans that are not available through LA County.   Please see our health insurance page for more information on HSA's.

3. With the extra funds you receive by switching to an individual plan, you may want to obtain your own individual disability policy that includes "Specialty Specific" benefits and/or fund your Health Savings Account.  If you fully fund you HSA each year and remain healthy, you will have over $ 9,000 in your account when you are finished with training. This assumes that your training program is only 3 years.  If your program is longer than 3 years than you will have additional monies in your account by the time you complete your training.

As you may already know, the cost of health care is rising and at the same time the cost of health insurance premiums are increasing as well.  If you notice in your benefits decision planner, the basic health plan provided by L.A County costs a couple hundred dollars.  If you are new to California or have lived here, you should be pleased to know that you have many alternate health insurance plans available to you.  Plans are available from Aetna, Blue Cross of California, Blue Shield of California, Cigna, Health Net, or Kaiser Permanente.

By helping you obtain individual health and dental coverage that fits your needs, the County of Los Angles will contribute an additional  $ 244.00 per month to your paycheck, minus taxes,  so long as you waive your benefits including your medical and/dental coverage during Orientation, July of 2015 and Open Enrollment (October 1, 2015 through October 31, 2015).  As well, you may take your coverage with you as it is portable.  If you develop a pre-existing condition you will not have to go on COBRA when you finish training.  For ways to spend your savings to improve your future financial position, see Ten Financial Tips For Residents.

Instructions for Waiving Coverage  

During Open Enrollment you must either return your completed and signed Medical/Dental Waiver form to LA County by regular mail or complete the waiver form on line.   You must make sure your address is current with LA County otherwise you will not receive your LA County Benefits Decision Planner or your Medical Waiver Form.  If you need to update LA County with your new address, you can fax your updated information to fax number (213) 637-0821.  You must include on the fax your name, address, phone number, page number, employee I.D. number, a copy of your drivers license and your signature. 

During Open Enrollment (October 1 thru October 31, 2015), you may obtain the increase in your monthly stipend, by  completing the following.  

  1. Waive your medical and dental coverage online or by completing your telephone enrollment by calling (888) 822-0487 and follow the prompts. You will need to enter your Employee I.D. number and your pin number. You must continue through the open enrollment prompts until you receive your confirmation number.  Write this number down, as you may have to refer to it.  Also, if you apply for the County coverage by mistake, you have up to 10/31/15 to change your choices through the telephone enrollment system.  You may also enroll online by clicking the following link. http://www.buckhrsolutions.com/countyla.

  2. Mail your completed Medical Waiver form to LA County. You will receive your Medical Waiver Form 10 days from the date you complete your Telephone Enrollment.  

  3. Apply for your health/dental  insurance on-line or request an application to be emailed to you. If you are waiving your coverage during open enrollment, request a January 1, 2016 effective date for your new coverage.  Your County coverage ends 12/31/2015.

Complete your telephone enrollment early so have enough time to fix any errors with receiving your Medical Waiver Form.   Without completing these steps you will be re-enrolled in the County health plan and you will not receive the increase in your monthly stipend.  To save you time,  we can help with waiving your county benefits.  If you would like us to waive your benefits for you, please call our office and provide us with your employee I.D. number.  This number can be found on your pay-stub. We will obtain your confirmation number and all information for your records.  Please provide us your email and all information and documentation will be forwarded to your email address.  Please contact our office so we many help you pick a plan that suits your needs.  To speak to a health insurance specialist, please call (800) 501-8078.

To obtain information on the health plans available in California or to apply for a health plan, please click on one of the links found below. Health plans are available from Blue Cross of California, Blue Shield of California, Cigna, Health Net, or Kaiser Permanente.

If you would like us to review the various health plans with you, please call our office to schedule an appointment.  Otherwise, please continue.

If you have any questions regarding waiving your benefits with the County of Los Angeles, you should call L.A. County Human Resources at (213) 388-9982.  If you need to update LA County with your new address, you can fax your updated information to LA County Human Resources at  at (213) 637-0821.  You must include on the fax your name, address, phone number, page number, employee I.D. number and your signature.  You may also change this information on-line at the link found above.  Medical Management is not in any way associated with the County of Los Angeles. 

Please email this page or remind the other interns and residents to visit this website so they too can increase their monthly stipend. 

Click the link to apply for the plan of your choice

Authorized Agent

Blue Cross of California

 

 

Blue Shield of California

Blue Shield of California

click here to apply

 

Health Net

  Kaiser Permanente Health Plans

Click to apply on-line

Broker # 8580

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Medical Providers can be found by clicking on Provider Directory.  Directories are available for health and dental providers.

 

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Last modified: Thursday, March 05, 2015