earnings when you are partially or totally disabled. Find out why an
"Own Occupation" policy is the right policy.
Expense Insurance is designed to pay the expenses of operating your
business during a short-term disability.
disability insurance, life insurance replaces the earnings lost following
Most plans fall into four
basic categories: Health Maintenance Organizations (HMO's),
Preferred Provider Organizations (PPO's), Point-of-Service plans
(POS's), and Exclusive Provider Organizations (EPO's).
With extensions in life expectancy, the
need for long-term care insurance has become obvious. Considering the
fact that incapacity can wipe out a client's life savings, impoverish a
client's spouse and impose hardships on a client's family, few people are not
candidates for long-term care insurance.
for International medical, bridge plans, excess medical, disability
coverage for golfers, race car drivers, professional athletes,
executives, physician, kidnap and event cancellation coverage.
carriers offer HMO and PPO type plans. Plans usually cover two
cleanings and two x-rays per year.
Delays and trip
cancellation can be expensive, this coverage provides benefits during travel.
insurance usually covers lens, glasses and eye exams.
you are age 65 you may be able to sell your term or cash value policy.