| Disability
Insurance
Replaces your
earnings when you are partially or totally disabled. Find out why an
"Own Occupation" policy is the right policy.
Overhead
Expense Insurance
Overhead
Expense Insurance is designed to pay the expenses of operating your
business during a short-term disability.
Life
Insurance
Like
disability insurance, life insurance replaces the earnings lost following
your death.
Health Insurance
Most plans fall into four
basic categories: Health Maintenance Organizations (HMO's),
Preferred Provider Organizations (PPO's), Point-of-Service plans
(POS's), and Exclusive Provider Organizations (EPO's).
Long Term-Care
Insurance
With extensions in life expectancy, the
need for long-term care insurance has become obvious. Considering the
fact that incapacity can wipe out a client's life savings, impoverish a
client's spouse and impose hardships on a client's family, few people are not
candidates for long-term care insurance.
Specialty
Insurance
Coverage
for International medical, bridge plans, excess medical, disability
coverage for golfers, race car drivers, professional athletes,
executives, physician, kidnap and event cancellation coverage.
Dental
Insurance
Dental
carriers offer HMO and PPO type plans. Plans usually cover two
cleanings and two x-rays per year.
Travel
Insurance
Delays and trip
cancellation can be expensive, this coverage provides benefits during travel.
Vision Insurance
Vision
insurance usually covers lens, glasses and eye exams.
Critical
Illness Insurance If
you are age 65 you may be able to sell your term or cash value policy. |
